Armed Forces Insurance can help you tailor an affordable auto policy to fit your needs. These policies protect your property and your peace of mind, because they are backed by AFI's commitment to personal service.
There are many choices and options with auto insurance coverage. Because all 50 states have different laws when it comes to auto insurance policies and coverages, the following descriptions are for general information.
Types of Auto Insurance Coverage
- Auto Liability Coverage
- Personal Injury Protection (PIP)
- Medical Payments
- Collision Coverage
- Comprehensive Coverage
- Uninsured Motorist Coverage
- Underinsured Motorist Coverage
- Rental Reimbursement
- Emergency Road Service
Deductibles and how they work.
In the event of a loss, your deductible is the amount you are required to pay before your insurance company pays the rest (up to your coverage limits). The deductible is chosen by the insured and is usually applied to coverage's such as comprehensive and collision.
If you file a claim against your insurance, you will pay only the amount of the deductible.
When choosing a deductible, you must decide how much you would be willing and able to pay out-of-pocket, if you ever had to file a claim. Typically, higher deductibles mean lower auto insurance policy premiums.
Who is covered under my auto insurance policy?
An auto insurance policy typically covers:
- You and your spouse
- Relatives who live in your home
- Other licensed drivers who have permission to drive your insured vehicle.
Armed Forces Insurance can give you quotes from multiple companies and help you choose the one that best fits your coverage needs and budget. Contact AFI today for a free no-obligation quote.