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Condo Insurance
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Condo Insurance

As a condo owner, you partner with other owners in your complex in terms of responsibility for the exterior structure, common areas and facilities. You need a special type of homeowner insurance policy.

The first step is to find out whether you have a Condominium Association's Master Policy. Based on that management document, we can advise you as to what coverage you need. AFI Condominium Insurance is written for your individual situation, and may include any or all of these coverages:

  • Condo interior
  • Personal property
  • Loss of use
  • Personal liability
  • Medical payments to others
  • Loss assessment

 

Using a variety of optional endorsements and making sure your condo is insured to current rebuild cost will provide added peace of mind. The type of coverage AFI can offer is determined by:

  • Owner-occupied or rental status
  • Year built
  • Construction type
  • Age of roof
  • Property location (within city limits?)
  • Distance to the nearest fire hydrant/fire station
  • Condominium Association's Master Policy

 

You may be eligible for these money-saving discounts:

  • Alarm system

 

View Condominium Brochure

*All policies and endorsements are subject to underwriting approval. Coverages, deductibles, limits and discounts vary by state.