Valuable Items Insurance
As a supplement to military homeowner insurance or renter insurance, a valuable items policy from AFI helps protect your valuable jewelry, watches, guns, furs, and collections over and above the coverage in a standard policy. Coverage is comprehensive and worldwide.
Each $1,000 of coverage is $9 per year with no deductible. Minimum valuation per item is $100. Appraisals are requested on all insured items, and required for any item valued at or above $10,000. Gemstones valued at or above $10,000 require a current appraisal from a graduate gemologist.
A valuable items policy is NOT available for:
- Business property
- Eyeglasses, contact lenses or hearing aids
- Animals, birds, or fish
- Real estate
- Securities, deeds, or tickets
- Trailers or semi-trailers
- Aircraft, watercraft, or campers
- Money, gold bullion, or silver (other than silverware)
*All policies and endorsements are subject to underwriting approval. Coverages, deductibles, limits and discounts vary by state.