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Valuable Items Insurance
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Valuable Items Insurance

As a supplement to military homeowner insurance or renter insurance, a valuable items policy from AFI helps protect your valuable jewelry, watches, guns, furs, and collections over and above the coverage in a standard policy. Coverage is comprehensive and worldwide.

Each $1,000 of coverage is $9 per year with no deductible. Minimum valuation per item is $100. Appraisals are requested on all insured items, and required for any item valued at or above $10,000. Gemstones valued at or above $10,000 require a current appraisal from a graduate gemologist.

A valuable items policy is NOT available for:

  • Business property
  • Eyeglasses, contact lenses or hearing aids
  • Animals, birds, or fish
  • Real estate
  • Securities, deeds, or tickets
  • Trailers or semi-trailers
  • Aircraft, watercraft, or campers
  • Money, gold bullion, or silver (other than silverware)


View the Valuable Items Brochure

*All policies and endorsements are subject to underwriting approval. Coverages, deductibles, limits and discounts vary by state.