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AFI Newsletter

Inside this issue ... Fall 2009
Download a pdf version now.

Fay, Gustav, Hanna, Ike
with each strom you think ... could my home be flooded?

household goods Natural anxiety about flood loss creeps to mind occasionally,for most of us, whether it is during a slow hurricane season or during spring snowmelt conditions, whether your home is near the coast, behind levees, dams or sea walls, or further inland perhaps even on the side of a hill. Floods can, and do, happen everywhere, not just along the coast. Homeowners insurance is not enough, because it doesn’t cover water damage, nor do most commercial policies cover flood. Even if you rent your property, all your belongings could be lost. Only a separate flood policy covers flood loss.

So…should you consider flood insurance again?

“I’m not in a flood zone.” Everyone is in a flood zone, either a high-risk or a low-to-moderate risk zone. Call AFI today at 800-524-9329 and we will identify the flood risk assigned to your property and know if your community participates in the National Flood Insurance Program making you eligible for a policy. AFI will provide you with a free no-obligation flood quote for your property. If your property turns out to be in a low-to-moderate risk zone and is eligible for the Preferred Risk Flood Policy, you may be able to obtain coverage for your
home for less than $350 per year.

Read the full article and get more information.

Identity Theft 911 delivers LifeStages,
an identity management service tailored for the military.

Identity Theft 911’s LifeStages approach to Comprehensive Identity Management offers a number of protections against identity thieves, with added safeguards for those times in life when people are most vunerable. From Child Risk Identity Services, Medical, Military and Relocation Identity Services to Travel, Estate, Resolution Identity Services and Break-in.

Military
For active duty military personnel, especially when stationed abroad. A free advocate assisted 24-month military fraud alert is placed on your credit file to reduce the risk of identity theft. Includes on-demand access to an experienced fraud specialist who can also assist your authorized spouse or other family members.

Relocation
For owners or employees who move. A fraud specialist is assigned to help safeguard financial, credit, and identity data during your move. The specialist helps ensure uninterrupted access to your financial institutions and accounts, as well as with any needed documentation and proactive measures.

Disaster
For victims of a hurricane, earthquake, tornado, flood or home fire. A fraud specialist is assigned to help quickly recapture destroyed documentation needed to rebuild your life. The specialist helps ensure uninterrupted access to your financial institutions. Includes facilitation of communication with family, friends and providers.

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