So our employees can enjoy the holidays with family, AFI will be closed on Thursday, December 25th and Friday, December 26th. We will resume normal business hours on Monday, December 29th. Customers will have the option to leave a message during this time.

Nominations are open for Armed Forces Insurance Military Spouse of the Year. Nominate an outstanding military spouse here

Trees and Landscaping Coverage - Commonly Asked Questions

Question: One of my trees fell on my home during a storm. Do I have coverage for tree removal?

Answer: Yes, if a tree fell and damaged a covered structure, the policy provides up to $500 for tree removal. Note: The cost to cut and/or lift a fallen tree off of the "covered structure" and drop it to the ground is calculated as part of the cost to repair the "covered structure". The policy's $500 tree removal limit applies to the cost to remove the tree after it has been taken off the structure and dropped to the ground.

Question: One of my trees fell in my yard during a storm. Do I have coverage for tree removal?

Answer: Unless the tree damaged a "covered structure" (see question 1), the answer is "No". There is no coverage for trees that are leaning or for trees that fall onto other plants or lawns.

Question: One of my trees fell during a windstorm. Do I have coverage to replace the tree?

Answer: No. Trees are not covered for damage caused by the peril of "wind".

If you have additional questions about your coverage, please contact us at 800-255-6792.