Armed Forces Insurance agents will work closely with our select partner companies to find an affordable auto policy that fits your needs.
Types of Auto Insurance Coverage
Auto Liability Coverage
Pays for the damage if you are legally responsible for accidentally injuring someone, or for damaging another vehicle or other property in an auto accident. Liability coverage also pays legal defense and court costs.
- Bodily Injury Liability - Covers medical expenses, pain and suffering, lost wages, and other special damages.
- Property Damage Liability - Covers damaged property and may include loss of use.
Personal Injury Protection (PIP)
Pays the reasonable and necessary medical expenses for covered persons for treatment due to an auto accident, including rehabilitation, lost earnings, replacement of services, and funeral expenses.
Pays reasonable and necessary medical and funeral expenses for covered persons when those expenses are related to an auto accident.
Pays for damage to a covered vehicle caused by a collision with another vehicle or object, or a vehicle rollover. A deductible is required.
Pays for loss of or damage to an insured vehicle not caused by a collision or vehicle rollover, such as fire, wind, hail, flood, vandalism, theft, or hitting an animal. A deductible may apply.
Uninsured Motorist Coverage
Pays for damages when a covered person is injured in an auto accident caused by a driver without liability insurance. In some states, this auto insurance coverage may also pay for property damage.
Underinsured Motorist Coverage
Pays for damages when a covered person is injured in an auto accident caused by another driver who has insufficient liability insurance.
Pays for rental services when your vehicle is disabled due to an auto accident.
Emergency Road Service
Pays for having your vehicle towed due to a breakdown.
This information is only a general description of the available types of auto insurance. All auto insurance coverages are subject to policy provisions and applicable endorsements.
Who is covered under my auto insurance policy?
An auto insurance policy typically covers:
- You and your spouse
- Relatives who live in your home
- Other licensed drivers who have permission to drive your insured vehicle.
Armed Forces Insurance agents can give you quotes from multiple companies and help you choose the one that best fits your coverage needs and budget.
Contact Armed Forces Insurance today at 800-495-8234 or get a free no-obligation quote online.
*Insurance products are underwritten by Armed Forces Insurance Exchange, Armed Forces Insurance Agency, and its affiliated companies. All policies and endorsements are subject to underwriting approval. Coverages, deductibles, limits, and discounts vary by state.All auto insurance coverages are subject to policy provisions, state requirements and applicable endorsements.