Homeowner Insurance

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Armed Forces Insurance can save you time and money on your homeowner insurance, even if you’re not in the military

Active-duty, veterans and their families are eligible for AFI membership. But we also shop top carriers for anyone who wants great rates and service. Trust AFI to be your homeowner insurance agent, just as U.S. armed forces service members have trusted us for over 135 years.

Why trust AFI for your homeowners insurance needs?

We work hard to reflect our nation’s military service members’ and veterans’ commitment to duty, honor and integrity, and we'll work just as hard for you. With AFI you'll get a personal insurance agent dedicated to finding flexible options to protect your home and budget.

Active duty, veteran, DoD or VA employee? AFI membership is for you!

Active-duty, veterans, DoD, VA employees and their families are eligible for AFI membership. See why our nation’s military service members have trusted us for their property insurance needs for over 135 years.

What does a homeowners insurance policy cover?

Dwelling & Other Structures

Dwelling coverage covers your house and other permanent structures on your property from damage caused by fire, severe weather, and other covered perils.

Personal Property

Personal property coverage helps pay to repair or replace furniture, clothing and uniforms, electronics, tools, and other belongings if they're destroyed in a covered loss.

Loss of Use

Coverage for necessary additional living expenses that you incur if your home is damaged by a covered loss requiring you to reside elsewhere during the repairs, up to your policy's limits.

Liability & Medical

Personal liability coverage helps protect your assets if you or your family members are liable for someone else's damage or injuries. Medical coverage covers medical expenses for guests who are accidentally injured at your home.

Homeowner insurance for your unique needs, from a company you can trust.

Our agents work to understand your unique needs so they can help you get the coverage that fits your life and home. Specifically, AFI agents can:

  • Explain your home insurance coverage options
  • Find discounts to save on your home insurance premium
  • Help you understand the home claims process

Homeowner Resources:

Do I need Flood Insurance?

Flood insurance coverage is not typically included in a regular homeowner policy. Wondering if you really need Flood insurance, and how to justify the extra expense? This article's for you.

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Cooking Safety Tips

Taking measures to avoid cooking fires and learning what can be done in the event one starts will keep your family and your home safer.

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Top 10 Garage Door Security Tips

Garage doors are a common weak point when looking at security in a whole-home approach and an easy target for thieves. Here are the 10 most important things you can do to secure your garage.

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Insurance products are provided by Armed Forces Insurance Exchange (AFIE), Armed Forces Insurance Agency (AFIA) and its affiliated partners. All policies and endorsements are subject to underwriting approval. Coverages, deductibles, limits, and discounts vary by state. 

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